The mission of the Moscow Affordable Housing Trust is to create and preserve safe, inclusive, and affordable housing opportunities in keeping with the character of the community.

Moscow Affordable Housing Trust works with people whose household income is between 50% and 80% of the Area Median Income (AMI), an amount that varies with household size. See the Buyer Information page for more details on what the program offers.

Language translation available on request.

Moscow Affordable Housing Trust will offering the Finally Home!® homebuyer course in Moscow. Completing this class can qualify you for loan and other assistance from your lender.

This course is open to anyone regardless of income qualifications. It uses Idaho-specific examples, but similar concepts exist in Washington law and this introduction to credit, lending and the home buying will be useful.

2020 Schedule

  • Mar 24 & 25
  • April 21 & 22
  • May 19 & 20
  • Sept 22 & 23
  • Oct 20 & 21

Register online at

Section 3 Compliance

Section 3 is a means by which HUD fosters local economic development, neighborhood economic improvement, and individual self-sufficiency. Section 3 is the legal basis for providing jobs for residents and awarding contracts to businesses in areas receiving certain types of HUD financial assistance.

MAHT advertises projects to registered businesses and encourages contractors to seek subcontractors from the registry. Learn more.

Community Land Trust

A Community Land Trust is a mechanism to create permanently affordable housing.

Click to more learn about a Community Land Trust.

Next Houses

The Moscow Affordable Housing Trust is selling a townhouse which is on the market now - July 2020 [click to learn more about the program requirements]. MAHT has secured land and funding to build two houses in 2020 for sale in 2021.

Buying a house

Houses are sold using local Realtors and traditional real estate listings. (Click for listing flyer). Contact your Realtor or Team Idaho Real Estate. [Please do not contact MAHT, we will send you to a Realtor.]

Steps to get ready

Click here for your next steps to be a buyer.

Thanks to Sponsors



  • Innovia Foundation


  • Avenues for Hope
  • Banner Bank
  • Latah County (in kind)
  • METER Foundation
  • United Way of Moscow/Latah Co.


  • Gritman Hospital
  • Moscow Womens Giving Circle
  • Umpqua Bank

Community Giving

  • Gritman Hospital (in kind)
  • Zions Bank



  • Wells Fargo Bank



  • City of Moscow


  • Avenues for Hope
  • Avista Foundation
  • Banner Bank
  • US Bank Foundation


  • Unitarian Universialist Church of the Palouse
  • Zion's Bank

Community Giving

  • Gritman Hospital (in kind)
  • United Way of Moscow/Latah Co.

Moscow Affordable Housing Trust, Inc. Founded 2009.